What to Do When You Need to Make Extra Money…

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Cash in HandWhen it comes to finances, sometimes even your best efforts aren’t enough. When you’re doing it right by saving and cutting back where you can, what can you do to accelerate your efforts? If you’re not bringing in enough money to adequately fund all of your financial goals (including debt payoff, retirement and long-term savings), you may need to consider finding ways to bring in more money.

On the surface, this can seem like a daunting task. But with a bit of creativity and hard work, you can find a way to comfortably bring home more money each month.

Here are a few ideas to help you get started:

Make Money from Your Hobby or Passion

One of the easiest ways to make extra money is to find a way to get paid for something you’re already doing. In this case, selling art or crafts on sites like Etsy, selling handmade or homemade wares, or picking up freelance writing assignments are all great ways to earn money and enjoy what you’re doing.

Sell it Off

What about making money with the items you already own? If you need to de-clutter or reorganize, consider posting the things you’re going to part with on Craigslist or eBay. Chances are you can make a nice sum of money by selling things that are already in your home. Check out The Penny Hoarder’s list if you’re looking for more ideas about what to sell.

Raise it Up

Don’t forget the power of a polite question. If you’ve been working hard at your day job and you’re not being compensated accurately, consider asking for a raise. It’s very true that you won’t get something if you don’t ask for it, especially in the cases of raises at work.

Make sure to be organized and prepared when it’s time to have the conversation with your boss—collect supporting information for projects you’ve accomplished and do at least a quick survey of what other companies in your area are paying someone who shares the same type of job and/or skill set as you. Preparation is key in this situation and will give you the best chance at receiving the raise you most deserve.

Start Anew

If you aren’t successful with your efforts to secure a raise, consider looking for a new job at another company that will pay you what you’re worth.  Don’t forget the power of networking and make sure to reach out to both professional and personal contacts as you search for your next position. While you’re searching, keep an ear open for side gigs or part-time opportunities. These can also be a great way to make more money.

Finally, if your next career move has your office moving into your home, make sure to research the various tax advantages of having a home office. CNN Money had a great article about how claiming a home office deduction will be easier than ever in 2014.

What are some ways you’ve made extra money?

Jon Emge is a Senior Advisor and Content Manager at www.Lifequotes4u.co.uk. Jon is originally from America who moved to Liverpool because of his love for the Beatles. He is a published author and has assisted and advised clients on personal finance. In his spare time he enjoys listening to music, going to the odd festival and practicing his poetry skills!

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