I have a good amount of friends who are headed back to universities across America this month so I came up with my three money-saving tips for college students. The savings I managed to come up with blew me away. I actually looked at the total and thought no one is going to believe that [...]
Learning Savings Tips from Japan’s Efficiency
by Austin on Sep, 06 2009 in Japan, Savings
Being efficient with your money is a sure fire way to reach and exceed your financial goals. – A minimal amount of accounts that provide great benefits to your money will provide your financial life with structure and ease. – Automating your savings and investing will take the emotional aspect out of money, and allow [...]
Avoiding the Desire to Spend the First Paycheck
by Austin on Aug, 27 2009 in Savings
Last week was a momentous occasion in my “adult life” as I received my first paycheck as a salaried employee in my first job out of college. My previous job was an hourly rate and the amount of hours fluctuated drastically from one week to the next. This created a lot of unnecessary worry and [...]
The Simplified Savings Approach
by Austin on Aug, 21 2009 in Banking, Savings
My financial system in America was a bit hectic. With multiple bank, savings, and investment accounts I felt like I was failing to automate my financial life. I’d learned a lot about personal finance over the past year, but I always struggled to simplify my accounts. As soon as I found out I would be [...]
The Japansese Post Office – Savings and Mail?
by Austin on Aug, 20 2009 in Banking, Japan
Transitioning my life to Japan has been something I didn’t have to do in 2007. I was a student and only here for two months so I was more of a temporary visitor. However, now that I work here I need everything a normal citizen would have, minus the jet black hair. Bank account, insurance, [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

