Bad money situations do not appear out of mid air. Poor education, bad luck, or lazy habits are just a few of the many problems that can lead to a difficult money situation. But one thing is for certain: complicated and dire money situations are tough to navigate. Massive debt can be incredibly constricting and cause [...]
Tag Archives: Savings
Protect Your Own Money: 4 Steps for Responsible Consumers
As some of you may know, the Federal Reserve recently banned overdraft fees for ATMs and debt card purchases. Starting in July 1, 2010, customers will have to choose to opt-in to overdraft protection or else they will be denied at the register if they attempt to purchase an item without enough money in their [...]
Cost of the iPhone 3G in Rural Japan
After a month of sharing a phone, my girlfriend and I decided to be grown-ups and buy her a phone. A lot of other ALTs (Assistant Language Teachers) in the area have the iPhone because of its low price in Japan where it’s not very popular. I originally passed on it in July, but we [...]
The Best $100 I Ever Spent
I received a bass guitar as a Christmas present my freshman year of high school. Without a driver’s license or a girlfriend, I locked myself in my room and taught myself to play along with Blink-182 songs. I absolutely loved the thing and eventually taught myself to play a real guitar after borrowing my uncle’s [...]
Your Money Wants to Give You More Money: A Look at Compound Interest
Last week we explored the numbers behind credit card debt. This week we’re going to take a look at how compound interest works in your favor by giving you more money for free. With the ups and downs of the economy over the last twelve months, it’s difficult for anyone to know what to do [...]
Credit Card Debt Facts That Will Scare You Into Staying Out of Debt for LIFE
My financial turnaround began a little over a year ago. After reading some articles online about personal finance, I was persuaded to head to the local library to pick up some personal finance books. It was the summer before my senior year and I was having one of those, “oh my god, I’m graduating in [...]
The Benefits of Finding Your Net Worth
The day I sat down and decided to track my net worth was the day my finances turned around forever. As a college senior, I was finally able to see how quickly money was disappearing from my checking account. At the time, I had two part-time jobs and thought my income was more than enough [...]
Comparing Grocery Prices in Japan to America
Nerd alert: I love grocery shopping. Knowing that my huge bowl of chocolate krispies only costs me thirty-five cents is a saver’s dream. I do enjoy the occasional night out at a restaurant with an appetizer, entree, and a glass of wine but at $8-$20 a shot these nights tend to come once every couple [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
