On Friday I wrote a guest post for PT Money about copy-cat recipe blogs. Corinne recently introduced me to these gems which post duplicate recipes for your favorite restaurant’s dishes. For example, this site hosts 75 different recipes for different Chili’s dishes. Pretty cool stuff. Corinne’s been very creative in the kitchen as of late [...]
FF TV Episode #3: Travel With a Water Bottle and Save Hundreds Every Year
by Austin on Apr, 29 2010 in FF TV, Savings, Travel, Travel Tips
J.D. over at Get Rich Slowly launched a video contest last month to go along with the release of his new book, Your Money: The Missing Manual. He had readers competing for a cash prize or copies of his new book by posting videos in one of two categories 1) sharing a personal finance story [...]
Interest Matters: Why Your Money Needs an Online Savings Account
by Austin on Apr, 22 2010 in Banking, Money, Savings
The first purposeful money move I ever made was moving a couple hundred bucks into an online savings account and out of my 0% checking account that my momsigned me up for at the local bank when I was 17. If more than 95% of your money is sitting in a 0% checking account right now, [...]
Foreign Savings Accounts and CDs (Not Just For Those Abroad)
by Austin on Mar, 30 2010 in Banking, Investing, Japan, Life Abroad, Money, Savings
As currencies like the Euro and China’s yuan become more popular, the days of the dollar dominating the world’s financial markets could be a thing of the past. So what does a weakening dollar mean for the 90% of people who read this site who have 100% of their money in dollars? Well, diversification is a [...]
How to Save for Retirement While Working Abroad
by Austin on Mar, 02 2010 in Banking, Investing, Japan, Savings, Travel, Work Abroad
*Update 5/24/2010* A reader recently e-mailed me and told me about her troubles opening up an account with Vanguard since she was a foreigner working in Singpaore. It appears it is incredibly difficult for Americans who live abroad to open taxable accounts with brokerages and banks. I’ll be updating this topic this week with new [...]
Batch Presents for Savings on Big-Ticket Items
by Austin on Feb, 11 2010 in Savings
There are a lot of big purchases in our lives – TVs, laptops, phones, iPods, Kindles. A lot of the time we think we can’t live without these items for more than a couple of days – maybe a week at most. Often if they break or wear down, we immediately go out and buy [...]
How Understanding Your Credit Score Can Save You $100,000
by Austin on Jan, 17 2010 in Credit Cards, Money
If you want to really want to get a handle on your money situation, look no further that improving your credit score. Easily the most overlooked aspect of one’s finances, your credit score is the number that tells lenders how trustful you for credit cards, mortgages, and other loans. This one number affects whether or [...]
Use the Enthusiasm of a New Year to Automate & Guarantee Savings in 2010
by Austin on Jan, 05 2010 in Banking, Savings
2010 is here along with new resolutions and hope that better times are ahead. Unfortunately, history shows we’re not too good at sticking with our new year’s resolutions. According to the Fox affiliate, Fox50.com: “By the end of the year, [ ] nearly 97 percent of New Year’s resolutions won’t be kept.” It’s also shown [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

