Clark Griswold embodies the American dad. A caring family man who wants nothing more than to host the perfect Christmas for his family and leave everyone smiling. As we know, there were some wrinkles in the process but in National Lampoon’s Christmas Vacation, Clark manages to carve out the perfect Christmas for his family. Here [...]
8 Money Tips I Learned from Clark Griswold and Christmas Vacation
by Austin on Dec, 22 2009 in Debt, Money
4 Japanese Personal Finance Gripes
by Austin on Dec, 04 2009 in Banking, Japan, Money
Note: I’m writing this post while completely content with my life in Japan. I’m suffering from very little homesickness and this post is in no way a vendetta against Japan. I’ve wanted to write a critical post about Japanese finance for a while, but in no way is this me being sad and missing home [...]
Cost of the iPhone 3G in Rural Japan
by Austin on Nov, 08 2009 in Japan
After a month of sharing a phone, my girlfriend and I decided to be grown-ups and buy her a phone. A lot of other ALTs (Assistant Language Teachers) in the area have the iPhone because of its low price in Japan where it’s not very popular. I originally passed on it in July, but we [...]
The Hidden Costs of Travel
by Austin on Nov, 04 2009 in Money, Travel Tips
This post originally ran as a guest post at Green Panda Treehouse. Finding a cheap plane ticket for a vacation or trip abroad is always cause for celebration. However, excessive celebration can blind you from the fact that the plane ticket is just a sliver of the entire travel expense. The actual travel portion of [...]
The Benefits of Finding Your Net Worth
by Austin on Oct, 08 2009 in Money, Savings
The day I sat down and decided to track my net worth was the day my finances turned around forever. As a college senior, I was finally able to see how quickly money was disappearing from my checking account. At the time, I had two part-time jobs and thought my income was more than enough [...]
Get the Money Snowball Rolling
by Austin on Aug, 26 2009 in Banking, Savings
Many college grads are starting jobs and receiving a real paycheck for the first time in their lives. However, many have no idea what to do with their money and find themselves wishing they knew how to properly save for future goals, pay off debt, and enjoy their hard-earned cash. The first step to turning [...]
The Japansese Post Office – Savings and Mail?
by Austin on Aug, 20 2009 in Banking, Japan
Transitioning my life to Japan has been something I didn’t have to do in 2007. I was a student and only here for two months so I was more of a temporary visitor. However, now that I work here I need everything a normal citizen would have, minus the jet black hair. Bank account, insurance, [...]
Japanese Change: Weighing Down My Pockets Since 2009
by Austin on Aug, 19 2009 in Japan
I was an avid credit card user in America. I had two main cards and signed up for a third before I left for Japan. I always paid the minimum and used them solely for organizational purposes and rewards. I loved putting a majority of my purchases on my credit card so that I could [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


