The different ways countries and people use money is really fascinating to me. Why do some countries use credit cards? Why do some barter? Why do same have large percentages of debt while some are very money savvy? Thankfully, my good friend Hiro, a native of Japan, was nice enough to sit down and talk about [...]
FF TV Episode #5: Talking Japanese Personal Finance with Hiro
by Austin on Jun, 21 2010 in FF TV, Japan
Interview with a Thai Twenty-Something Who Has Lived in Chicago, Yokohama, and Bangkok
by Austin on May, 25 2010 in Japan, Life Abroad, Travel, Work Abroad
I met Chris Kridakorn in 2007 when we both were part of our college’s China and Japan study abroad program for 15 weeks. Since then he’s been all around the globe, not just visiting, but claiming residence and studying. Today, Chris is living in the heart of Bangkok, Thailand with his parents and we recently [...]
Carnival of Money Stories #49 – The Sakura Spring Edition
by Austin on Apr, 12 2010 in Blog Carnivals, Japan
Welcome to the Carnival of Money Stories! This week we’re celebrating spring in Japan and the beautiful sakura (cherry blossoms) which are the hit of the season. I hope you enjoy some sakura pictures and facts, and of course, some insightful money stories from over 20 great bloggers! Most Japanese schools have a sakura tree on grounds [...]
Interview with an English Filmmaker Living in Kyoto, Married to a Japanese Woman, and Living a Dream
by Austin on Mar, 18 2010 in Japan, Life Abroad, Travel, Work Abroad
I recently had a reader, Luke, e-mail me with a question about opening up a joint bank account in Japan since he is English and his wife is Japanese. Luke and I got to talking and I quickly realized he had a fascinating story that I needed to share. On a whim, he left his [...]
Reader Question: Roth & U.S. Taxes While Working Abroad
by Austin on Feb, 25 2010 in Japan, Life Abroad, Money, Work Abroad
The other day I received a question from a reader, Jack, on my 5 Minute Intro to Roth IRAs video post. Jack asked: A question for those of us abroad, or rather a request for clarification: I was of the belief that foreign-earned income which qualifies for the foreign-earned income exclusion cannot be used for [...]
Tips to Earn Extra Airline Miles
by Austin on Feb, 09 2010 in Credit Cards, Guest Posts, Japan, Travel Tips
This is a guest post from Mr Credit Card of www.askmrcreditcard.com. Mr Credit Card used to work and live in Japan years ago and today, he is going to give us some tips on how to earn airline miles for a trip back to America. I worked and lived in Japan a few years ago [...]
How to Make Nachos in Japan
by Austin on Jan, 10 2010 in Japan, Savings
I love sushi and I’ve been introduced to some delicious Japanese foods, but sometimes I just want some food from America. Luckily, so does my girlfriend and she loves to cook. She searches food blogs and has creatively constructed 10-15 meals that taste like I flew back to Chicago and am eating at my mom’s [...]
How Japan and America View Christmas and New Year’s Day
by Austin on Dec, 27 2009 in Japan
Many of my junior high students are surprised to hear that Christmas is such a major holiday in most of the western world. In Japan, New Year’s Day is considered the most important holiday of the year. The Japanese recognize Christmas, but it’s mostly just a nice day for couples to be together and exchange [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


