This is a guest post from Jarrad – the editor of the Kyoto JET blog, Ganbatte Times. Jarrad got started with his finances about a year ago and agreed to share his thoughts about asset allocation for the FF readers. This post is a little advanced, but introduces some financial information that you’ll start thinking [...]
The 401(k) Beginner’s Manual
by Austin on Jul, 23 2010 in Investing
401(k) seems like a scary grown-up word that only stuffy businesspeople who work 65 hours a week and read The Wall Street Journal care about. In reality, there’s a very good chance your eligible to enroll in a 401(k) through your company and they may even offer you free money for investing. Intrigued? You should be – [...]
Should You Buy Your Company’s Stock?
by Austin on Jul, 07 2010 in Investing
My friend was recently was hired for a new job and e-mailed me asking for some clarification about his company’s retirement plan and stock options. He copy and pasted this bit of his company’s retirement plan in to the e-mail: “(Company name) sponsors an Employee Stock Purchase Plan whereby all employees are eligible to purchase shares [...]
Update on My Lending Club Investments
by Austin on Jun, 28 2010 in Investing
I started investing with Lending Club in the fall of last year and have moved a good amount of money there over 8 months. For those of you who are new to Lending Club, here’s a quick intro on Lending Club and an update from March to catch you up. Since I’m not able to [...]
Talking Investing & Book Writing with Mike from Oblivious Investor
by Austin on Jun, 25 2010 in Investing
I recently came across the personal finance site, Oblivious Investor and was amazed by the author’s story. Mike’s in his twenties and used to work as a financial advisor and tax accountant. He now is an accomplished personal finance author with 6 books based around making finance simple. Since Mike has the background and training in [...]
Dollar-Cost Averaging Takes the Stress Out of Investing
by Austin on Jun, 01 2010 in Investing
Investing your money isn’t easy. There are tons of high-pressure decisions to be made and the amount of information you have to sort through to find the quality stuff is near impossible sometimes. Despite this, it’s important to push through the difficulties in order to help out your future self in retirement. There are a [...]
Stock Market Swings Don’t Matter
by Austin on May, 16 2010 in Investing
Last week the Dow Jones had a its quickest collapse ever at 1,000 points and a rough day overall dropping 348. Due to the trouble in Greece, political unrest in Thailand and the Icelandic volcanic the markets have been a little rocky lately. But these reasons don’t really matter and could just be weak attempts [...]
Why 99.7% of People Should Avoid Actively Trading Stocks
by Austin on Apr, 06 2010 in Investing, Money, Savings
When it comes to investing your money for retirement, long, or short-term savings there are a couple of boats you can find yourself in. Certain people subscribe to the buy and hold strategy. Usually these people purchases cheap index funds or mutual funds and hold them for decades since the stock market has historically returned [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


