Today I’ll show you the 3 credit cards I use. I hope this can do a couple of things for you: 1) Make you think about what kind of credit cards you want in your life. 2) Learn a little about the importance of a credit card in your credit score (which relates to mortgages, [...]
The Real Cost of Using a Credit Card Overseas
by Austin on Mar, 16 2010 in Credit Cards, Guest Posts, Life Abroad, Travel, Travel Tips
The following is a guest post from Fred who is a personal finance writer at Credit Card Finder, where he helps people compare credit cards and choose the best low interest credit cards. Travelling overseas is an exciting experience, and you want to make sure that the entire trip runs smoothly, with no nasty surprises [...]
A Guide to Traveling Internationally with Credit Cards
by Austin on Feb, 28 2010 in Credit Cards, Guest Posts, Life Abroad, Travel, Travel Tips, Work Abroad
The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing the best credit cards. College students who travel abroad often bring credit cards along with them in order to easily facilitate their overseas transactions. If you fit [...]
Tips to Earn Extra Airline Miles
by Austin on Feb, 09 2010 in Credit Cards, Guest Posts, Japan, Travel Tips
This is a guest post from Mr Credit Card of www.askmrcreditcard.com. Mr Credit Card used to work and live in Japan years ago and today, he is going to give us some tips on how to earn airline miles for a trip back to America. I worked and lived in Japan a few years ago [...]
Why You Shouldn’t Save Money Like a Young Chinese Woman
by Austin on Jan, 21 2010 in Debt, Life Abroad, Savings
“[Chinese women] under 32 have an effective savings rate of zero.” This quote comes from an article from Financial Times (via Jezebel) highlighting the 21st century yue guang zu or “spend-all-your-salary clan” women of China. These twenty-something, working-class women are spending the bulk of their monthly paychecks on glamorous items like clothes, jewelry, expensive restaurants, [...]
How Understanding Your Credit Score Can Save You $100,000
by Austin on Jan, 17 2010 in Credit Cards, Money
If you want to really want to get a handle on your money situation, look no further that improving your credit score. Easily the most overlooked aspect of one’s finances, your credit score is the number that tells lenders how trustful you for credit cards, mortgages, and other loans. This one number affects whether or [...]
5 Steps to Dominate the New Financial Legislation in 2010
by Austin on Jan, 03 2010 in Banking, Credit Cards, Money
2010 means new bank, credit card, and financial regulations for consumers. Many of the regulations that will go into effect have the consumer in mind, unfortunately, they’ll also cause the banks and credit card companies to lose a around $50 billion in revenue that they’ll need to make up somewhere else. It’s important that all [...]
Credit Card Use in Asia
by Austin on Nov, 30 2009 in Japan, Life Abroad
One of my original goals for Foreigner’s Finances was to personally learn more about how different nations view money. I’m fascinated by the topic of money in general. The fact that everyone uses money everyday, but relates to it differently, fascinates me. Throw in international differences and customs and there are some interesting facts and [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


