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	<title>Foreigner&#039;s Finances &#187; big ticket items</title>
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	<description>Mapping the Money In Your Life</description>
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	<itunes:summary>Austin Morgan from the personal finance site ForeignersFinances.com talks money, travel, and everything between with a variety of guests.</itunes:summary>
	<itunes:author>Austin Morgan</itunes:author>
	<itunes:explicit>no</itunes:explicit>
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		<itunes:name>Austin Morgan</itunes:name>
		<itunes:email>austin@foreignersfinances.com</itunes:email>
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	<managingEditor>austin@foreignersfinances.com (Austin Morgan)</managingEditor>
	<copyright>Copyright &#xA9; Foreigner&amp;#8217s Finances 2010</copyright>
	<itunes:subtitle>Mapping the Money In Your Life</itunes:subtitle>
	<itunes:keywords>personal finance, travel, Japan, life abroad, student loans, credit cards, investing,</itunes:keywords>
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		<title>Foreigner&#039;s Finances &#187; big ticket items</title>
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		<item>
		<title>Batch Presents for Savings on Big-Ticket Items</title>
		<link>http://www.foreignersfinances.com/batch-presents-for-savings-on-big-ticket-items/</link>
		<comments>http://www.foreignersfinances.com/batch-presents-for-savings-on-big-ticket-items/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 13:00:12 +0000</pubDate>
		<dc:creator>Austin</dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[big ticket items]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.foreignersfinances.com/?p=1766</guid>
		<description><![CDATA[There are a lot of big purchases in our lives &#8211; TVs, laptops, phones, iPods, Kindles. A lot of the time we think we can&#8217;t live without these items for more than a couple of days &#8211; maybe a week at most. Often if they break or wear down, we immediately go out and buy [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/mujitra/527574702/"><img class="aligncenter size-full wp-image-1770" src="http://www.foreignersfinances.com/wp-content/uploads/2010/02/527574702_b0498ad470.jpg" alt="" width="500" height="301" /></a></p>
<p>There are a lot of big purchases in our lives &#8211; TVs, laptops, phones, iPods, Kindles. A lot of the time we think we can&#8217;t live without these items for more than a couple of days &#8211; maybe a week at most. Often if they break or wear down, we immediately go out and buy a replacement without thinking.</p>
<p><strong>But for people who still receive some presents on Christmas or birthdays, having a little patience and the calendar on your side can lead to big savings with these big-ticket items. </strong></p>
<p>Here&#8217;s how Corinne and I saved $750 on a laptop using this savings tip.</p>
<p><span id="more-1766"></span></p>
<p>When Corinne came to Japan in September she came without a laptop because she wasn&#8217;t sure if she was going to find a company to sponsor a visa. Fortunately, she found a company, but we found ourselves having to share a laptop without a TV, books, or any other entertainment device readily available.</p>
<p>We were out of options.</p>
<p>We couldn&#8217;t find an American laptop anywhere in our city. We could&#8217;ve purchased a Japanese laptop but we didn&#8217;t want to deal with the keyboard and memory loss from the Japanese fonts. Buying a Mac was another option because Apple is the only company that provides free international shipping, but we didn&#8217;t want to shell out an extra $300-400 for a laptop we didn&#8217;t love.</p>
<p><strong>Fortunately, we realized that by sacrificing for a couple of months we could wait until Christmas and ask for a new laptop as a joint present from different family members &#8211; saving us hundreds of dollars</strong>.</p>
<p>We could&#8217;ve shelled out the extra cash for the Mac and had the computer by October, but we waited too long &#8211; which played out in our favor.</p>
<p>We only had the problem of getting it to Japan, but when we realized another ALTs family were going to be visiting we asked them to bring a computer for us if we had it shipped to their house. Thankfully, the agreed.</p>
<h2>Our savings plan</h2>
<p>Our family wanted to get us presents for Christmas, but they didn&#8217;t know how to go about it with us being 6,000 miles away.<strong> </strong></p>
<p><strong>When we wrote them an email saying we were in need of a new laptop and we had a creative plan to get it to us if they helped finance the gift, they happily obliged to split the cost of the laptop knowing this was what we really wanted. </strong></p>
<p><strong></strong>We ended up bunching our Christmas presents from my mom, Corinne&#8217;s parents, and my grandparents into one laptop.</p>
<p><strong>By waiting 3 months until we were close to Christmas, we saved $750 of our own money on a laptop.</strong></p>
<p>Were those 3 months difficult sharing a laptop? Yes. Were they worth the savings? Definitely.</p>
<h2>Save with patience</h2>
<p>Patience is an underrated aspect of savings. If you can wait until a birthday, Christmas, Hanukkah, or Easter is near you can batch your presents from different family members into one big-ticket item.</p>
<p>You may have to wait a couple of months for the new iPod, but it&#8217;ll be worth the savings and your family/friends will be content knowing they helped get you a present you truly wanted.</p>
<p>If you think the price of the item will be too much for your family to cover, ask them to help subsidize the price of the item. It&#8217;ll still save you a ton of money and they&#8217;ll still feel content with helping you out.</p>
<p>This savings tip works out for both parties and also avoids the problem of wasted presents that plagues too many holidays.</p>
<p>So the next time one of your electronics dies, take a deep breath, and see if this savings tip can fit into your life.</p>
<p><em>Photo by </em><a href="http://www.flickr.com/photos/mujitra/"><em>MJTR</em></a></p>
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