On Thursday we looked at the benefits of opening multiple savings accounts, or sub-savings accounts, and how they can help you separate savings for specific money goals like a vacation, car, tv, or even for funding an emergency fund. Today, I’ll show you how easy it is to 0pen multiple savings accounts by opening a “House [...]
Tag Archives: Banking
Benefits of Multiple Savings Accounts
The ability to open multiple savings accounts are one of the benefits of having an account with an online bank. People sometimes refer to them as sub-savings accounts, but they’re actually new savings accounts located under your primary savings account. Opening a multiple accounts allows you to create defined saving goals for things like “new [...]
How to Negotiate Overdraft Fees
My favorite personal finance book is Ramit Sethi’s I Will Teach You To Be Rich. One of the best lessons I took away from the book was the idea that bank overdraft fees are negotiable. In the book Ramit provides a word-by-word script for negotiating with your bank and the script works. This was the [...]
What’s a Routing Number?
It brings order to the banking world, sits on our checks, and helps us send cash across the country, but what exactly is a routing number? I didn’t know 100% of the answer either, so this post will hopefully help everyone out. A routing transit number (RTN) is a 9 digit number used by American [...]
How to Open an Online Savings Account
Without any sort of money education from your parents or school, it can be difficult to figure out the specifics behind your money. How to open accounts, what accounts to open, and how much to save are just some of the questions that we have to figure out on our own. Today, I’ll show you [...]
Vacation Abroad? – Prepare Your Financial Accounts for Stress-Free Living
Planning to go abroad can be a stressful process. From insurance to Visas to money, there are a lot of areas to cover before departure. One of the most important areas to cover before leaving for a vacation or move abroad is your financial accounts – bank, credit cards, investing accounts. It’s vital to simplify [...]
The Japansese Post Office – Savings and Mail?
Transitioning my life to Japan has been something I didn’t have to do in 2007. I was a student and only here for two months so I was more of a temporary visitor. However, now that I work here I need everything a normal citizen would have, minus the jet black hair. Bank account, insurance, [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
