Without any sort of money education from your parents or school, it can be difficult to figure out the specifics behind your money. How to open accounts, what accounts to open, and how much to save are just some of the questions that we have to figure out on our own. Today, I’ll show you [...]
How to Make Your Own Affordable Olive Garden Dish
by Austin on May, 02 2010 in Food, Savings
On Friday I wrote a guest post for PT Money about copy-cat recipe blogs. Corinne recently introduced me to these gems which post duplicate recipes for your favorite restaurant’s dishes. For example, this site hosts 75 different recipes for different Chili’s dishes. Pretty cool stuff. Corinne’s been very creative in the kitchen as of late [...]
FF TV Episode #3: Travel With a Water Bottle and Save Hundreds Every Year
by Austin on Apr, 29 2010 in FF TV, Savings, Travel, Travel Tips
J.D. over at Get Rich Slowly launched a video contest last month to go along with the release of his new book, Your Money: The Missing Manual. He had readers competing for a cash prize or copies of his new book by posting videos in one of two categories 1) sharing a personal finance story [...]
Interest Matters: Why Your Money Needs an Online Savings Account
by Austin on Apr, 22 2010 in Banking, Money, Savings
The first purposeful money move I ever made was moving a couple hundred bucks into an online savings account and out of my 0% checking account that my momsigned me up for at the local bank when I was 17. If more than 95% of your money is sitting in a 0% checking account right now, [...]
What FF Readers Think About a High School Money Course
by Austin on Apr, 20 2010 in College, Money, Savings
Last week I wrote a long overdue post on a topic that means a lot to me, money education in high school. One of the biggest challenges with creating courses about money is differing opinions about what is important for students to learn, and what is best left to be learned on your own. Because [...]
Why a Spreadsheet is Your Money’s Best Friend
by Austin on Apr, 08 2010 in Debt, Savings
Recently, Jesse at PF Firewall wrote about his top 14 personal finance tools to help out different aspects of yourfinances. I looked through the list and had some experience with some of the products, but for me a simple Google Doc spreadsheet is my favorite money tool. It’s what I go to every month to [...]
Why 99.7% of People Should Avoid Actively Trading Stocks
by Austin on Apr, 06 2010 in Investing, Money, Savings
When it comes to investing your money for retirement, long, or short-term savings there are a couple of boats you can find yourself in. Certain people subscribe to the buy and hold strategy. Usually these people purchases cheap index funds or mutual funds and hold them for decades since the stock market has historically returned [...]
Foreign Savings Accounts and CDs (Not Just For Those Abroad)
by Austin on Mar, 30 2010 in Banking, Investing, Japan, Life Abroad, Money, Savings
As currencies like the Euro and China’s yuan become more popular, the days of the dollar dominating the world’s financial markets could be a thing of the past. So what does a weakening dollar mean for the 90% of people who read this site who have 100% of their money in dollars? Well, diversification is a [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

