I don’t like to forget to do things. I also don’t have the best memory so those 2 personalilty traits clash like money management and Nicholas Cage. Keeping up on credit card payments, savings goals, donation committments, and student loans can be too much for anyone’s brain to remember. That’s why I use Google Calendar [...]
How to Pick a Charity, Track Donations and Maximize Giving
by Austin on May, 18 2010 in Money, My Money Goals
One of my New Year’s Resolutions this year is to increase the amount I donate to charities, causes, or organizations. 2010 will be my first calendar year with a full-time job so I thought the time was right to get off my butt and start helping others. The problem was I didn’t know how much [...]
Stock Market Swings Don’t Matter
by Austin on May, 16 2010 in Investing
Last week the Dow Jones had a its quickest collapse ever at 1,000 points and a rough day overall dropping 348. Due to the trouble in Greece, political unrest in Thailand and the Icelandic volcanic the markets have been a little rocky lately. But these reasons don’t really matter and could just be weak attempts [...]
ING Broke Up With Me
by Austin on May, 13 2010 in Money, Savings
It felt like a solid 2 year relationship, where the girl one day just decides she can’t have anything to do with you, changes her phone number and blocks you from her Facebook wall. Let me retrace my steps. The Beginning It started on May 4th. I was giving myself a refresher on how to [...]
FF TV Episode #4: My Credit Cards
by Austin on May, 09 2010 in Banking, Credit Cards, FF TV
Today I’ll show you the 3 credit cards I use. I hope this can do a couple of things for you: 1) Make you think about what kind of credit cards you want in your life. 2) Learn a little about the importance of a credit card in your credit score (which relates to mortgages, [...]
What’s a Routing Number?
by Austin on May, 06 2010 in Banking, Money
It brings order to the banking world, sits on our checks, and helps us send cash across the country, but what exactly is a routing number? I didn’t know 100% of the answer either, so this post will hopefully help everyone out. A routing transit number (RTN) is a 9 digit number used by American [...]
How to Open an Online Savings Account
by Austin on May, 05 2010 in Banking, Money, Savings
Without any sort of money education from your parents or school, it can be difficult to figure out the specifics behind your money. How to open accounts, what accounts to open, and how much to save are just some of the questions that we have to figure out on our own. Today, I’ll show you [...]
How to Make Your Own Affordable Olive Garden Dish
by Austin on May, 02 2010 in Food, Savings
On Friday I wrote a guest post for PT Money about copy-cat recipe blogs. Corinne recently introduced me to these gems which post duplicate recipes for your favorite restaurant’s dishes. For example, this site hosts 75 different recipes for different Chili’s dishes. Pretty cool stuff. Corinne’s been very creative in the kitchen as of late [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

