If you want to really want to get a handle on your money situation, look no further that improving your credit score. Easily the most overlooked aspect of one’s finances, your credit score is the number that tells lenders how trustful you for credit cards, mortgages, and other loans. This one number affects whether or [...]
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5 Steps to Dominate the New Financial Legislation in 2010
2010 means new bank, credit card, and financial regulations for consumers. Many of the regulations that will go into effect have the consumer in mind, unfortunately, they’ll also cause the banks and credit card companies to lose a around $50 billion in revenue that they’ll need to make up somewhere else. It’s important that all [...]
Money Around the World: Credit Card Use in Europe
Welcome to part 2 of the newly named “Money Around the World” series where we take a look at how citizens of different countries use and view different aspects of personal finance. Two weeks ago we took a look at how countries in Asia use credit cards. From Japan to Russia we learned about the [...]
Protect Your Own Money: 4 Steps for Responsible Consumers
As some of you may know, the Federal Reserve recently banned overdraft fees for ATMs and debt card purchases. Starting in July 1, 2010, customers will have to choose to opt-in to overdraft protection or else they will be denied at the register if they attempt to purchase an item without enough money in their [...]
Credit Card Debt Facts That Will Scare You Into Staying Out of Debt for LIFE
My financial turnaround began a little over a year ago. After reading some articles online about personal finance, I was persuaded to head to the local library to pick up some personal finance books. It was the summer before my senior year and I was having one of those, “oh my god, I’m graduating in [...]
Vacation Abroad? – Prepare Your Financial Accounts for Stress-Free Living
Planning to go abroad can be a stressful process. From insurance to Visas to money, there are a lot of areas to cover before departure. One of the most important areas to cover before leaving for a vacation or move abroad is your financial accounts – bank, credit cards, investing accounts. It’s vital to simplify [...]
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Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
