Debt is a scary word. Nobody likes to borrow, to get in debt and to spend another party’s money. But what probably is the most terrifying about debt is being able to get rid of it: accumulating loans, paying interests and struggling to reimburse the minimum amount every month are such terrifying thoughts that almost everyone [...]
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3 Ways to Consolidate Debt Payments
If you have more than one lender and you’re making multiple monthly payments, you could make your life simpler by consolidating your debts. Debt consolidation leaves you with one payment to make every month, instead of many. So some people do it just because they want to simplify their payments and their budget. Here’s a [...]
How to Get Your Credit Report
In January I wrote about the specifics of your credit score. Quickly, your credit score is a number between 300 and 850 that tells lenders how trustworthy you are for a loan. The better your credit is, the higher the score. Credit scores cost around $15 to get. Your credit score is based off your credit [...]
FF TV Episode #4: My Credit Cards
Today I’ll show you the 3 credit cards I use. I hope this can do a couple of things for you: 1) Make you think about what kind of credit cards you want in your life. 2) Learn a little about the importance of a credit card in your credit score (which relates to mortgages, [...]
How to Improve Your Credit While Living Abroad
Credit is the most underrated money word out there. Not many people realize the importance of a good credit score, but it has a huge impact on the 2 big purchases in any one’s life: a car and a mortgage. (If you don’t know what your credit score is, click here for a briefing) Part [...]
The Real Cost of Using a Credit Card Overseas
The following is a guest post from Fred who is a personal finance writer at Credit Card Finder, where he helps people compare credit cards and choose the best low interest credit cards. Travelling overseas is an exciting experience, and you want to make sure that the entire trip runs smoothly, with no nasty surprises [...]
A Guide to Traveling Internationally with Credit Cards
The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing the best credit cards. College students who travel abroad often bring credit cards along with them in order to easily facilitate their overseas transactions. If you fit [...]
Tips to Earn Extra Airline Miles
This is a guest post from Mr Credit Card of www.askmrcreditcard.com. Mr Credit Card used to work and live in Japan years ago and today, he is going to give us some tips on how to earn airline miles for a trip back to America. I worked and lived in Japan a few years ago [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
