In January I wrote about the specifics of your credit score. Quickly, your credit score is a number between 300 and 850 that tells lenders how trustworthy you are for a loan. The better your credit is, the higher the score. Credit scores cost around $15 to get. Your credit score is based off your credit [...]
FF TV Episode #4: My Credit Cards
by Austin on May, 09 2010 in Banking, Credit Cards, FF TV
Today I’ll show you the 3 credit cards I use. I hope this can do a couple of things for you: 1) Make you think about what kind of credit cards you want in your life. 2) Learn a little about the importance of a credit card in your credit score (which relates to mortgages, [...]
How to Improve Your Credit While Living Abroad
by Austin on Apr, 18 2010 in Credit Cards, Japan, Life Abroad, Travel
Credit is the most underrated money word out there. Not many people realize the importance of a good credit score, but it has a huge impact on the 2 big purchases in any one’s life: a car and a mortgage. (If you don’t know what your credit score is, click here for a briefing) Part [...]
The Real Cost of Using a Credit Card Overseas
by Austin on Mar, 16 2010 in Credit Cards, Guest Posts, Life Abroad, Travel, Travel Tips
The following is a guest post from Fred who is a personal finance writer at Credit Card Finder, where he helps people compare credit cards and choose the best low interest credit cards. Travelling overseas is an exciting experience, and you want to make sure that the entire trip runs smoothly, with no nasty surprises [...]
A Guide to Traveling Internationally with Credit Cards
by Austin on Feb, 28 2010 in Credit Cards, Guest Posts, Life Abroad, Travel, Travel Tips, Work Abroad
The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing the best credit cards. College students who travel abroad often bring credit cards along with them in order to easily facilitate their overseas transactions. If you fit [...]
Tips to Earn Extra Airline Miles
by Austin on Feb, 09 2010 in Credit Cards, Guest Posts, Japan, Travel Tips
This is a guest post from Mr Credit Card of www.askmrcreditcard.com. Mr Credit Card used to work and live in Japan years ago and today, he is going to give us some tips on how to earn airline miles for a trip back to America. I worked and lived in Japan a few years ago [...]
How Understanding Your Credit Score Can Save You $100,000
by Austin on Jan, 17 2010 in Credit Cards, Money
If you want to really want to get a handle on your money situation, look no further that improving your credit score. Easily the most overlooked aspect of one’s finances, your credit score is the number that tells lenders how trustful you for credit cards, mortgages, and other loans. This one number affects whether or [...]
5 Steps to Dominate the New Financial Legislation in 2010
by Austin on Jan, 03 2010 in Banking, Credit Cards, Money
2010 means new bank, credit card, and financial regulations for consumers. Many of the regulations that will go into effect have the consumer in mind, unfortunately, they’ll also cause the banks and credit card companies to lose a around $50 billion in revenue that they’ll need to make up somewhere else. It’s important that all [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


