Thanks for putting up with FF during this mysterious absence. As some of you know, I visited America for 2 weeks earlier this month and expected to come back and pick up right where FF left off. Unfortunately for this site’s fanatics, I came back with some summertime laziness that has left me with little desire [...]
My Favorite Posts from the Last Year of FF
by Austin on Aug, 18 2010 in Money
I’m golfing in America so let’s take a look back at my personal favorite posts from the past year. Renting 101: What You Should Know Before You Sign – It’s something almost every one will have to do in their lives, but we don’t know a lot about. This post helps you get ready to [...]
An Introduction to Asset Allocation
by Austin on Aug, 11 2010 in Guest Posts, Investing
This is a guest post from Jarrad – the editor of the Kyoto JET blog, Ganbatte Times. Jarrad got started with his finances about a year ago and agreed to share his thoughts about asset allocation for the FF readers. This post is a little advanced, but introduces some financial information that you’ll start thinking [...]
The FF Podcast Ep. 9: Beginning Investing with Adam from Magical Penny
by Austin on Aug, 08 2010 in Investing, Podcast
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few British personal finance bloggers, Adam from MagicalPenny.com. Adam’s been writing about money for about 6 months. During the podcast we talked about investing as a 20-somethings and the differences between money in the U.S. and the UK. You can [...]
Home for the (Summer) Holiday
by Austin on Aug, 04 2010 in Money
As I’ve mentioned in a previous post, I’m headed back to Chicago for a little R&R from August 4-17. When this post goes live, I’ll be somewhere over Alaska playing Tetris on my headset TV device. I have some some review posts, a guest post, and a podcast already scheduled for the 2 weeks so [...]
How to Get Your Credit Report
by Austin on Aug, 02 2010 in Credit Cards, Debt, Money
In January I wrote about the specifics of your credit score. Quickly, your credit score is a number between 300 and 850 that tells lenders how trustworthy you are for a loan. The better your credit is, the higher the score. Credit scores cost around $15 to get. Your credit score is based off your credit [...]
The FF Podcast Ep. 8: Retirement Savings with PT from PT Money
by Austin on Aug, 01 2010 in Investing, Podcast
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few full-time personal finance bloggers, PT, from PTMoney.com. PT recently wrote a post for U.S. News and Yahoo! called the 5 Reasons Your Are Not Saving Enough for Retirement. During our conversation we talk about this article and how you can properly prepare [...]
Why Do Savings Accounts Only Allow 6 Withdrawals Per Statement Cycle?
by Austin on Jul, 30 2010 in Banking, Savings
Did you know your savings account has a limit on the amount of withdrawals you can make in a statement cycle (usually 4 weeks)? This often hidden fact can be a surprise to some when they reach their 7th withdrawal in a month and get dinged with a $10 fee and a tisk-tisk e-mail from [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

