After a month of sharing a phone, my girlfriend and I decided to be grown-ups and buy her a phone. A lot of other ALTs (Assistant Language Teachers) in the area have the iPhone because of its low price in Japan where it’s not very popular. I originally passed on it in July, but we [...]
Comparing Grocery Prices in Japan to America
by Austin on Sep, 26 2009 in Japan, Life Abroad
Nerd alert: I love grocery shopping. Knowing that my huge bowl of chocolate krispies only costs me thirty-five cents is a saver’s dream. I do enjoy the occasional night out at a restaurant with an appetizer, entree, and a glass of wine but at $8-$20 a shot these nights tend to come once every couple [...]
The Downside of Excessive Savings for Japan
by Austin on Sep, 14 2009 in Japan, Savings
Japan is a closed culture. The people tend to stick to themselves and rarely speak out or do anything that would shed light on an individual. I once read a quote about the way Japanese people view the rights of an individual, “In America they say you have the right to free speech. In Japan, [...]
How I Saved $65 with a 5 Minute Phone Call
by Austin on Sep, 12 2009 in Japan, Savings
I wasn’t expecting to write a post about this topic tonight, but money stories tend to pop up out of nowhere. My girlfriend is arriving in Japan next Saturday. We’ve decided to make a long weekend out of her arrival in Tokyo since September 19-23 is a national holiday. We looked into different accommodations for [...]
Amazon Japan: More Power to the Customer
by Austin on Sep, 10 2009 in Japan
When I lived in America my girlfriend and I would often visit Best Buy, Borders, or the local mall on a Saturday afternoon. Fortunately for us, we’re a couple who sees finances similarly so these trips to stores were more of a chance to decompress from the week, hang out, and gawk at the expensive [...]
Learning Savings Tips from Japan’s Efficiency
by Austin on Sep, 06 2009 in Japan, Savings
Being efficient with your money is a sure fire way to reach and exceed your financial goals. – A minimal amount of accounts that provide great benefits to your money will provide your financial life with structure and ease. – Automating your savings and investing will take the emotional aspect out of money, and allow [...]
Do I Send Money Home? – Dealing With Exchange Rates
by Austin on Aug, 31 2009 in Japan, Life Abroad, Travel
At orientation before I left for Japan someone asked a question about the exchange rate between Japan and the U.S. The person who answered the question said that we – the people leaving for Japan – were lucky since the yen was doing so well against the dollar. I politely smiled and nodded my head [...]
The Japansese Post Office – Savings and Mail?
by Austin on Aug, 20 2009 in Banking, Japan
Transitioning my life to Japan has been something I didn’t have to do in 2007. I was a student and only here for two months so I was more of a temporary visitor. However, now that I work here I need everything a normal citizen would have, minus the jet black hair. Bank account, insurance, [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!

