This is a guest post from Jarrad – the editor of the Kyoto JET blog, Ganbatte Times. Jarrad got started with his finances about a year ago and agreed to share his thoughts about asset allocation for the FF readers. This post is a little advanced, but introduces some financial information that you’ll start thinking [...]
The FF Podcast Ep. 9: Beginning Investing with Adam from Magical Penny
by Austin on Aug, 08 2010 in Investing, Podcast
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few British personal finance bloggers, Adam from MagicalPenny.com. Adam’s been writing about money for about 6 months. During the podcast we talked about investing as a 20-somethings and the differences between money in the U.S. and the UK. You can [...]
The FF Podcast Ep. 8: Retirement Savings with PT from PT Money
by Austin on Aug, 01 2010 in Investing, Podcast
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few full-time personal finance bloggers, PT, from PTMoney.com. PT recently wrote a post for U.S. News and Yahoo! called the 5 Reasons Your Are Not Saving Enough for Retirement. During our conversation we talk about this article and how you can properly prepare [...]
The 401(k) Beginner’s Manual
by Austin on Jul, 23 2010 in Investing
401(k) seems like a scary grown-up word that only stuffy businesspeople who work 65 hours a week and read The Wall Street Journal care about. In reality, there’s a very good chance your eligible to enroll in a 401(k) through your company and they may even offer you free money for investing. Intrigued? You should be – [...]
Should You Buy Your Company’s Stock?
by Austin on Jul, 07 2010 in Investing
My friend was recently was hired for a new job and e-mailed me asking for some clarification about his company’s retirement plan and stock options. He copy and pasted this bit of his company’s retirement plan in to the e-mail: “(Company name) sponsors an Employee Stock Purchase Plan whereby all employees are eligible to purchase shares [...]
Update on My Lending Club Investments
by Austin on Jun, 28 2010 in Investing
I started investing with Lending Club in the fall of last year and have moved a good amount of money there over 8 months. For those of you who are new to Lending Club, here’s a quick intro on Lending Club and an update from March to catch you up. Since I’m not able to [...]
Talking Investing & Book Writing with Mike from Oblivious Investor
by Austin on Jun, 25 2010 in Investing
I recently came across the personal finance site, Oblivious Investor and was amazed by the author’s story. Mike’s in his twenties and used to work as a financial advisor and tax accountant. He now is an accomplished personal finance author with 6 books based around making finance simple. Since Mike has the background and training in [...]
How Much Extra Should You Pay On Student Loans?
by Austin on Jun, 06 2010 in College, Debt, Investing
As the class of 2010 steps into the real world, another year of students will have to start paying their student loans soon. Most student loans allow anywhere from 3-6 months before interest starts to accrue so students have time to find a job before starting the repayment process. Once the interest kicks in it can add [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


