I’ve been talking a lot lately about the importance of educating yourself about money before you start investing and saving for retirement. Money education shouldn’t follow investing so if you have any interest start today. The benefits of even a little money education will pay-off huge in the long run. I started learning about money [...]
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5 Mind Hacks to Make Yourself Learn to Invest
I want to learn how to play the piano, I want to learn more about different modes of wealth accumulation, I want to learn how to skateboard. We often want to learn a lot of things, but they are often never accomplished because we either forget about our desires or they fall under the weight [...]
An Introduction to Asset Allocation
This is a guest post from Jarrad – the editor of the Kyoto JET blog, Ganbatte Times. Jarrad got started with his finances about a year ago and agreed to share his thoughts about asset allocation for the FF readers. This post is a little advanced, but introduces some financial information that you’ll start thinking [...]
The FF Podcast Ep. 9: Beginning Investing with Adam from Magical Penny
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few British personal finance bloggers, Adam from MagicalPenny.com. Adam’s been writing about money for about 6 months. During the podcast we talked about investing as a 20-somethings and the differences between money in the U.S. and the UK. You can [...]
How to Get Your Credit Report
In January I wrote about the specifics of your credit score. Quickly, your credit score is a number between 300 and 850 that tells lenders how trustworthy you are for a loan. The better your credit is, the higher the score. Credit scores cost around $15 to get. Your credit score is based off your credit [...]
The FF Podcast Ep. 8: Retirement Savings with PT from PT Money
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few full-time personal finance bloggers, PT, from PTMoney.com. PT recently wrote a post for U.S. News and Yahoo! called the 5 Reasons Your Are Not Saving Enough for Retirement. During our conversation we talk about this article and how you can properly prepare [...]
Why Do Savings Accounts Only Allow 6 Withdrawals Per Statement Cycle?
Did you know your savings account has a limit on the amount of withdrawals you can make in a statement cycle (usually 4 weeks)? This often hidden fact can be a surprise to some when they reach their 7th withdrawal in a month and get dinged with a $10 fee and a tisk-tisk e-mail from [...]
How Does Ally Bank Make Money?
Banks often get a lot of crap for poor judgment, a lack of customer service, and thoughtless business moves but we often forget that a majority of people use banks for free. There is no fee for a majority of the checking and savings accounts out there. These banks host our money, insure it up [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
