This is a guest post from Jarrad – the editor of the Kyoto JET blog, Ganbatte Times. Jarrad got started with his finances about a year ago and agreed to share his thoughts about asset allocation for the FF readers. This post is a little advanced, but introduces some financial information that you’ll start thinking [...]
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The FF Podcast Ep. 9: Beginning Investing with Adam from Magical Penny
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few British personal finance bloggers, Adam from MagicalPenny.com. Adam’s been writing about money for about 6 months. During the podcast we talked about investing as a 20-somethings and the differences between money in the U.S. and the UK. You can [...]
How to Get Your Credit Report
In January I wrote about the specifics of your credit score. Quickly, your credit score is a number between 300 and 850 that tells lenders how trustworthy you are for a loan. The better your credit is, the higher the score. Credit scores cost around $15 to get. Your credit score is based off your credit [...]
The FF Podcast Ep. 8: Retirement Savings with PT from PT Money
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of the few full-time personal finance bloggers, PT, from PTMoney.com. PT recently wrote a post for U.S. News and Yahoo! called the 5 Reasons Your Are Not Saving Enough for Retirement. During our conversation we talk about this article and how you can properly prepare [...]
Why Do Savings Accounts Only Allow 6 Withdrawals Per Statement Cycle?
Did you know your savings account has a limit on the amount of withdrawals you can make in a statement cycle (usually 4 weeks)? This often hidden fact can be a surprise to some when they reach their 7th withdrawal in a month and get dinged with a $10 fee and a tisk-tisk e-mail from [...]
How Does Ally Bank Make Money?
Banks often get a lot of crap for poor judgment, a lack of customer service, and thoughtless business moves but we often forget that a majority of people use banks for free. There is no fee for a majority of the checking and savings accounts out there. These banks host our money, insure it up [...]
The FF Podcast Ep. 7: Money Tips for 20-Somethings with MD from Studenomics
On this week’s episode of The Foreigner’s Finances Podcast I talk with one of my favorite personal finance bloggers, MD from Studenomics.com. MD writes about money for college students and twenty-somethings and because we’re both under-25 personal finance bloggers we discussed how young professionals can take their money by the horns instead of letting money control [...]
The 401(k) Beginner’s Manual
401(k) seems like a scary grown-up word that only stuffy businesspeople who work 65 hours a week and read The Wall Street Journal care about. In reality, there’s a very good chance your eligible to enroll in a 401(k) through your company and they may even offer you free money for investing. Intrigued? You should be – [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
