Last week we explored the numbers behind credit card debt. This week we’re going to take a look at how compound interest works in your favor by giving you more money for free. With the ups and downs of the economy over the last twelve months, it’s difficult for anyone to know what to do [...]
Archive | October, 2009
Trustful Business Breeds Customers
I don’t get spam. I get that people are tricked into purchasing items through spam and that’s why it exists, but it’s so much easier to be a trustful business. When you insert trust into your business you immediately gain the attention of consumers who are willing to spread your good business moves to their friends, co-workers, [...]
Credit Card Debt Facts That Will Scare You Into Staying Out of Debt for LIFE
My financial turnaround began a little over a year ago. After reading some articles online about personal finance, I was persuaded to head to the local library to pick up some personal finance books. It was the summer before my senior year and I was having one of those, “oh my god, I’m graduating in [...]
I’m an Exhausted Consumer: The Difficulty of Big Purchases
My girlfriend and I have been busy with some big purchases. These are the types of purchases that if we play our cards right, can provide a load of savings and allow us to avoid worrying about the pointless savings of <$5 at the grocery store. I’ve quickly learned why so many people struggle with [...]
Don’t Let Finances Paralyze Your Life
The availability of online banking, Mint, and stock portfolios at my finger tips made me over manage my finances in America. I evolved from occasionally checking my debit card statement to checking four to five different accounts daily. I had too much control. This was a huge waste of time and needed to change. Luckily, [...]
The Benefits of Finding Your Net Worth
The day I sat down and decided to track my net worth was the day my finances turned around forever. As a college senior, I was finally able to see how quickly money was disappearing from my checking account. At the time, I had two part-time jobs and thought my income was more than enough [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!
