Nerd alert: I love grocery shopping. Knowing that my huge bowl of chocolate krispies only costs me thirty-five cents is a saver’s dream. I do enjoy the occasional night out at a restaurant with an appetizer, entree, and a glass of wine but at $8-$20 a shot these nights tend to come once every couple [...]
3 Steps for Outrageous Savings in College
by Austin on Sep, 18 2009 in Banking, College, Savings
I have a good amount of friends who are headed back to universities across America this month so I came up with my three money-saving tips for college students. The savings I managed to come up with blew me away. I actually looked at the total and thought no one is going to believe that [...]
The Downside of Excessive Savings for Japan
by Austin on Sep, 14 2009 in Japan, Savings
Japan is a closed culture. The people tend to stick to themselves and rarely speak out or do anything that would shed light on an individual. I once read a quote about the way Japanese people view the rights of an individual, “In America they say you have the right to free speech. In Japan, [...]
How I Saved $65 with a 5 Minute Phone Call
by Austin on Sep, 12 2009 in Japan, Savings
I wasn’t expecting to write a post about this topic tonight, but money stories tend to pop up out of nowhere. My girlfriend is arriving in Japan next Saturday. We’ve decided to make a long weekend out of her arrival in Tokyo since September 19-23 is a national holiday. We looked into different accommodations for [...]
Amazon Japan: More Power to the Customer
by Austin on Sep, 10 2009 in Japan
When I lived in America my girlfriend and I would often visit Best Buy, Borders, or the local mall on a Saturday afternoon. Fortunately for us, we’re a couple who sees finances similarly so these trips to stores were more of a chance to decompress from the week, hang out, and gawk at the expensive [...]
Learning Savings Tips from Japan’s Efficiency
by Austin on Sep, 06 2009 in Japan, Savings
Being efficient with your money is a sure fire way to reach and exceed your financial goals. – A minimal amount of accounts that provide great benefits to your money will provide your financial life with structure and ease. – Automating your savings and investing will take the emotional aspect out of money, and allow [...]
How to Simplify Your Financial Life to Move Abroad
by Austin on Sep, 04 2009 in Banking, Life Abroad, Money, Travel, Travel Tips
This is the second part of my two part mini-series on preparing your financial life to go abroad. On Wednesday, we looked at preparing for a vacation abroad. Today, we’ll take it a step further and discuss how to prepare your accounts for a permanent move abroad. I moved out of the country a little [...]
Vacation Abroad? – Prepare Your Financial Accounts for Stress-Free Living
by Austin on Sep, 02 2009 in Banking, Credit Cards
Planning to go abroad can be a stressful process. From insurance to Visas to money, there are a lot of areas to cover before departure. One of the most important areas to cover before leaving for a vacation or move abroad is your financial accounts – bank, credit cards, investing accounts. It’s vital to simplify [...]
Welcome to FF!
Hi, my name's Austin Morgan. I teach English in Japan and write about money for twenty-somethings. Feel free to contact me with any questions and I hope you enjoy the site!


